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Remaining in Risk Position – A Focus on Credit Relationship Management
Bobbie Martin and Joe Hagan
October 27th, 2010
There is little question that the current state of the economy has had an immobilizing effect on small business lending both from risk-adverse financial institutions and debt-wary businesses. Despite some let-up in the credit market, lending remains in a heightened risk position. Small businesses are seeking credit not only to pursue expansion opportunities but to maintain cash flow and, often times, for basic survival. Unlike large corporations that may have better access to funding or federal bailout money, small businesses are labeled a risk if they cannot demonstrate adequate cash flow, secure operating histories or establish a solid asset base. The economy is widely expected to continue making progress, albeit ... Sign Up!
